WCPSS & Educators
For Wake County Public School System Employees
These links are provided as a courtesy for your use if you have decided to enroll in the Wake County Public School System’s 403(b) plan administered by Voya Life Insurance and Annuity Company. There are links for the necessary forms should you wish to enroll by form or online. Please be sure to review all plan materials provided to you prior to making an investment decision. If you have questions you would like to discuss with a Registered Representative of Voya Financial Advisors, please contact Aaron Harris or Steven Selema at the contact information provided above.
You should consider the investment objectives, risks, and charges and expenses of mutual funds offered through a retirement plan, carefully before investing. The prospectuses/prospectus summaries/ information booklets containing this and other information, can be obtained by contacting your local representative. Please read the information carefully before investing.
Enroll Here: https://wcpss.beready2retire.com .
Schedule Meeting: https://wcpss.timetap.com
Beneficiary Form - Add or update your beneficiary for your Voya 403(b)(7) retirement savings plan
www.voyaretirementplans.com - Access your Voya 403(b)(7) or 457 plan online (Login Instructions)
Mutual funds offered through a retirement plan are long-term investments designed for retirement purposes.
Mutual fund values fluctuate with market conditions, and when surrendered, the principal may be worth more or less than the original amount invested. A group fixed annuity is a long-term insurance contract designed for investing for retirement purposes. The guarantee of the fixed account is based on the claims-paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. Early withdrawals from the 403(b) plan may be subject to a deferred sales charge and, if taken prior to age 59½ will be subject to an IRS 10% premature distribution penalty tax, unless an exception applies. Money distributed will be taxed as ordinary income in the year the money is received. An annuity does not provide any additional tax benefit, as tax deferral is provided by the Plan. Annuities may be subject to additional fees and expenses, to which other tax-deferred funding vehicles may not be subject. However, an annuity does offer other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you. Neither Voya nor its affiliated companies or representatives provide tax or legal advice. Please consult a tax adviser or attorney before making a tax-related investment/insurance decision.
For 403(b)(7) custodial accounts, employee deferrals and employer contributions (including earnings) may only be distributed upon your: attainment of age 59½, severance from employment, death, disability, or hardship. Note: hardship withdrawals are limited to: employee deferrals and ’88 cash value (earnings on employee deferrals and employer contributions (including earnings) as of 12/31/88).
Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Life Insurance and Annuity Company. Securities are distributed by Voya Financial Partners, LLC (member SIPC), One Orange Way, Windsor, CT 06095-4774. Custodial Account Agreements and Trust Agreements provided by Voya National Trust. These companies are members of the Voya family of companies. Securities may also be distributed through other broker-dealers with which Voya Financial Partners, LLC has selling agreements.
Not FDIC Insured - No Bank Guarantee - May Lose Value
For State Employees
My Retirement Outlook - Voya retirement calculator. This calculator allows you to add your state pension, social security and personal retirement savings. Find out if you're on track to meet your retirement goals.
ORBIT - Access your NC State and Teachers Retirement to verify years of service, benefit estimates and beneficiaries.
For Plan Sponsers
Planwithease.com (PWE) is a third-party administrator. Plan sponsor participants will need approval from PWE for transactions such as loans, hardship withdrawals, withdrawals or rollovers.
ING Life Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-477, a member of the Voya Family of companies, provides these administration services under the trade name planwithease.com. planwithease.com services many not be available in all states.